Payment policy

Ruchiez.in offers you multiple payment methods. Whatever your online mode of payment, you can be assured that our trusted payment gateway partner uses secure encryption technology to keep your transaction details confidential at all times.

Mode of payment: You can pay by all major credit cards (including American Express) and debit cards (including Maestro cards) issued by Indian banks. You can also use Internet Banking, Mobile Payment, Wallet Payment, Paytm and UPI at checkout page to make your purchase. Ruchiez.in also process international debit and credit cards.

Any Hidden Charges: There are zero hidden charges when you make a purchase at Ruchiez.in. The prices listed for all the items are final but excluding shipping charges. Please note that shipping charges will be charged additionally on your purchase depending on area of destination.

How to pay using debit or credit card: To pay using your debit or credit card at checkout, you will need your card number, expiry date, three-digit CVV number. You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

How to pay using netbanking: Ruchiez.in offers you the convenience of using your bank’s Internet Banking Service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

How to pay using mobile payment / wallet payment / paytm / UPI: Ruchiez.in offers you the convenience of using mobile payment / wallet payment / paytm / UPI method at our checkout page. You can select any of the payment method as per your convenience at our checkout page to make a payment towards your order.

Cash On Delivery: If you are not comfortable making an online payment on Ruchiez.in, you can opt for the Cash on Delivery (COD) payment method instead. With COD you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online. The maximum order value for a Cash on Delivery (COD) payment is ₹50,000. It is strictly a cash-only payment method. Gift Cards cannot be used for COD orders. Foreign currency cannot be used to make a COD payment. Only Indian Rupees accepted.

EMI: Currently, we do not accept EMI payment method. Regret for the inconvenience.